Do you suffer from these symptoms of credit crunch?

1.Its harder for your buyers to get a mortgage loan
2.Your private money lenders have lost money and are scared to loan you
3.Banks and hard money lenders are asking for a huge down payment which is hard for you to come up with
4.Your cash flow is tight because you do not have enough working capital to support your business while you wait for your real estate deal to come through
5.The bank cut back on your credit lines, or worse, your credit score is not high enough to get you more credit

If you’ve answered yes to 3 of the 5 questions, chances are you are suffering from the credit crunch and you don’t need to. You are not alone!

Look, its not your fault if you are in this situation, this economy is a deliberate, carefully-calculated time bomb. There is a secret formula guarded by the elite few that can get all the money they need, on command, in any economy.

And we will reveal it because we are sick and tired of the entrepreneurs having to be kept in the dark:

•Avoid the embarrassment of begging friends, family, or private lenders for money
•No more humiliation of getting rejected by people who won’t loan you money
•How to get big fat credit lines that don’t report to your personal credit bureaus
•A financial safety net that never fails you – better than “cash” because money in the bank can actually lose value in a falling economy and hurt you
•How to get credit with no personal guarantees or personal liability
•Top 3 mistakes most entrepreneurs make when trying to get credit
•How you can get up to $150,000 or more easier than you think

Tune into for our one time only 57 minute Tele-seminar on Tuesday February 16, 2010 at:

6 PM Pacific
7PM Mountain
8 PM Central
9:00 pm Eastern

to learn all the secrets you need to get the money !

For this special call I have I have invited a good friend and successful Real Estate Investor and Wall Street “insider” that you will be excited to hear from. We have shared the stage as speakers since 2003. A former Wall Street insider, he bought his first home in 1996 for only $100 down, and has made millions since.

He understands the daily money challenges you face – In fact he suffered cash-flow shortages and a medical emergency that ruined his credit and nearly bankrupted him.

Then he discovered an elite system to get all the money he and his clients need to get all the money their businesses need to weather this economic storm.

I have personally used this technique and very easily acquired new credit lines for two of my businesses!! You can’t afford to miss this call!

Simply call us at 941-792-5390 to reserve a spot on this amazing call! Or e-mail me at kpaddler@att.net to hold your place. Space is limited so reserve your spot now!

Make sure you put this date on your calendar and dial in a little early since we only have a limited number of lines.

Your economic survival and prosperity depends on this call.

For more information on my real estate marketing products visit my website at www.marketingmagiclady.com. While you are there sign up for our free newsletter and recieve an additional 149.00 in investing tools absolutely FREE

22. Buy Cheaper Cuts of Meat and Learn To Tenderize- If you learn how to tenderize meats, you can buy cheaper cuts of meat and have wonderful, tasty meals. Also if you are using stew beef and cooking all day in a crock pot, you can use a cheaper cut of meat and still have a wonderful result. Often stores will have cheaper cuts of meat on sale with great deals. For example, just last week I purchased sirloin steaks at buy one get two free. So for $16.00 dollars I ended up with six meals for two of us, making each meal only $1.34 per person for an 8 ounce steak. We simply marinate the steaks or use meat tenderizer and refrigerate them overnight before putting them on the grill and they are tender and delicious. A good friend of mine takes two steaks and puts them in the crock pot with a little milk and a can of cream of mushroom soup and cooks them that way. So if you are a little creative in the way you cook you can have premium steaks for a very low price.

23. Cut Back On Meat Consumption- This is actually good for you. One or two nights a week make a salad or pasta for dinner. This will save money by eating for less and eating healthy.

24. When Making Soups and Chili Make A Double Batch- When preparing soups and chili make a double batch and freeze half or eat the second meal later in the same week. When you freeze meals make sure you date them and use them within three months. This is a great way to save money and time and create a good meal for another day.

25. Figure Out What You Currently Spend on Groceries- Figure out how much you spend weekly or monthly on groceries and then figure out how much you save after implementing money saving strategies. Take the difference and stick it in a savings account either weekly or monthly. I have saved about $15.00 per week on my grocery cost for two people.

Tune in next week for more money saving tips. In the meantime check out Kathy Kennebrook’s website at www.marketingmagiclady.com for all the real estate investing tools you need and even more money saving tips and recipes. While you are there be sure and sign up for Kathy Kennebrook’s FREE monthly newsletter and receive 149.00 in additional real estate investing tools absolutely free!

15. Don’t Waste Leftovers- Re-heat leftovers for a lunch at work or use leftovers as an ingredient in another dish.

16. Use What You Have on Hand- You can substitute ingredients in many recipes or you can create entire meals just from what you have in your pantry.

17. Take The Amount Of Cash You Need To Shop- If you look at your grocery list you will have a good idea of how much money you need to buy what you need. Do not take extra cash and do not put groceries on a credit card. This will stop you from overspending at the grocery store.

18. Free Samples- Many manufacturers offer free samples in order to get you to try their product. They may offer it on websites or as a coupon for a free item. This is a great way to save money. I have gotten coupons for free food items, hair products and laundry soaps.

19. Shop Early and Eat Before You Shop- If you shop earlier in the day a store is more likely to have the item you are looking for in stock, plus the stores are less crowded. Make sure you eat before you shop, the less hungry you are, the more likely you are not to buy something that is not on your list.

20. Beware of Smells Of Cooking and Bakery- Bakery and cooking smells in the grocery store tempt you to buy things that are not on your list. If you are not hungry these smells will not be as tempting.

Tune in next week for more money saving tips. In the meantime check out Kathy Kennebrook’s website at www.marketingmagiclady.com for all the real estate investing tools you need and even more money saving tips and recipes. While you are there be sure and sign up for Kathy Kennebrook’s FREE monthly newsletter and receive 149.00 in additional real estate investing tools absolutely free!

9. Do Not Buy Non Grocery Items At The Grocery Store- The prices on these items tend to be quite a bit higher at the grocery store. Batteries, cleaning supplies, laundry soap, charcoal, lighter Fluid, automotive supplies and health and beauty items would be good examples of items I would not buy at the grocery store.

10. Bring a Small Calculator- Sometimes you need to check prices on bulk pricing versus smaller packaging. It amazes that sometimes the smaller package is actually the better deal. Using a calculator will also help you to keep track of how much you are spending.

11. Check The Actual Size of Containers- This was brought to my attention recently. In order to actually charge more for an item, some manufacturers are getting the same price for an item but putting less in the container. So you might have two containers of ketchup for example that are different brands but look the same in size. When you check the ounces you will see that one container has 16 ounces and the other has 14 ounces. The way they do this is to make an indentation in the bottom of the container.

12. Buy Store Brands When Feasible- Some items you buy can simply be cheaper by buying the store brand and doesn’t affect quality. Prime examples would be sugar, flour, salt, milk, cooking soups, and tomato sauce.

I also found out that major manufacturer’s package for stores under store brands so even though the item is a store brand it’s identical to the brand name. Once example of this is cream cheese, the easiest way to check this is by checking the ingredient listing on the brand name item and the store brand of the same item. Sometimes you will see that the ingredients are identical and in the same order.

13. Check Dollar Stores and Thrift Bakeries For Grocery Items and Breads-

This one floored me. I found that I can buy major brand in date bread at the dollar store instead of paying over $2.00 per loaf at the grocery store. Thrift bakeries are also a good place to buy breads and snacks at reduced prices. The Dollar stores also carry canned goods, grocery items and health and beauty items at much reduced prices along with things like birthday cards. One point I need to make here…not all dollar stores are dollar stores. For example at Dollar Tree everything is a dollar. At other dollar stores this is not the case.

Tune in next week for more money saving tips. In the meantime check out Kathy Kennebrook’s website at www.marketingmagiclady.com for all the real estate investing tools you need and even more money saving tips and recipes. While you are there be sure and sign up for Kathy Kennebrook’s FREE monthly newsletter and receive 149.00 in additional real estate investing tools absolutely free!

1. Plan Ahead- plan your weekly meals around store sales. Check the ads and check online ads for the stores you shop at and plan your week’s meals around what is on sale.

2. Plan Your Food Budget- Take the time one day a week to cook several meals and freeze them. This will save time and money on busy nights when you might be more likely to just buy fast food. Have a plan in place for the nights you just don’t plan on cooking.

3. Quick Meals- When I know I have a week of busy nights, I buy cold cuts and have sandwiches for dinner or I buy items that cook up quickly like Hormel Meals which heat up in four minutes and feed two people. I just make some rice on the side to go with it. Progresso canned soup and rolls make a quick meal as well.

4. Keep A Master Shopping List- This will save you time and keep you from forgetting to buy a grocery item you need. Simply keep a shopping list going all the time. I keep a pad on the front of my refrigerator and as I am getting low on an item, it goes on the list. Then I watch for those items in the weekly grocery ads.

5. Allow One Grocery Day Per Week- Personally I shop on Thursdays. This is so I can take advantage of the store ads. I shop at two grocery stores. One grocery store’s new sales begin on Wednesday and the other stores sales begin on Thursday. Shopping one day a week or every two weeks will save money, time and gas. The more time you spend in the grocery store the more money you spend. If you have the time you can visit more than one store to get the best deals on items you use a lot. You should check the ads ahead of time and make a specific shopping plan.

6. Use a Specific List and Plan When Shopping- Go shopping with a specific plan in mind. Get what you need and leave. The more time you spend in the grocery store, the more money you will spend. Also, shop alone. Shopping with children or the husband will almost guarantee that you will buy items that were not on your list.

7. Buy In Bulk- Here are some pointers on buying in bulk. Buying in bulk can save some big bucks on items you use all the time like canned vegetables, soups, ketchup, and mayonnaise. You can shop your discount club for these items like Cosco or Sams Club or you can take advantage of “buy one get one free” ads at your local grocery store. When buying these items check the dates to make sure you have enough time to use them before they expire.

Tune in next week for more money saving tips. In the meantime check out Kathy Kennebrook’s website at www.marketingmagiclady.com for all the real estate investing tools you need and even more money saving tips and recipes. While you are there be sure and sign up for Kathy Kennebrook’s FREE monthly newsletter and receive 149.00 in additional real estate investing tools absolutely free!

I know with a headline like that you are thinking, “What’s the catch?”  There isn’t one.

Monday, October 5th at 9:00pm EST we are doing a special webinar event on a new opportunity that hasn’t been released to the general public yet, but will be in less than 1 week.

You can register now by clicking here:

https://www2.gotomeeting.com/register/846518507

It’s absolutely free.  There are no sales. That’s right — you don’t have to sell anything.

This opportunity is a great way to earn passive, monthly income without having to buy any course, without having to sell anything to anyone.  Best of all it’s fun!

You definitely don’t want to miss this webinar. I don’t want to spoil what’s coming so I’ll only give you a hint.  This opportunity is Internet related and is available for anyone – not just real estate people.  It’s a chance for you and everyone you know to earn passive income, without having to change your internet habits.  It’s bigger than Facebook and Twitter combined even though they are a part of it.

It’s going to go public in less than 1 week and BELIEVE ME you want to be ahead of the curve on this one.  Remember, it’s absolutely free.

I know it sounds too good to be true, but I’ve already seen it and I promise you that you don’t want to pass this opportunity by. This is too awesome, you need to take part in the webinar!!!

Space is limited for this webinar so you definitely want to sign up now.  It’s October 5th at 9:00pm EST (8:00 Central, 7:00pm Western).

Sign up here https://www2.gotomeeting.com/register/846518507

See you then,
Kathy

The more direct mail campaigns you do, the higher the response rate gets. So the more you do it, the less it costs per lead and per deal. Direct mail is the only marketing technique out there that allows you to have these controls.

In addition, you are using your available marketing dollars to target specific types of sellers as opposed to other types of marketing like signage or an ad where you are hitting a much broader market area and hoping someone in that group has a property for sale. You should always have between three and five marketing techniques working for you at any given time. Kathy Kennebrook has information about other types of marketing tools at her website www.marketingmagiclady.com.

There are several great ways to get the lists you need to mail to. For the most part they are very easy to get. You can get lists to mail to from your local newspaper, from the property assessors office, from mailing list companies such as Real Quest, from the courthouse, or from on-line resources. There are also several national mailing list companies that can customize whatever types of lists you need. Just make sure the lists you are using are coming from a reliable source and that the information on them is current. Kathy Kennebrook has information about mailing list companies you can use on her website at www.marketingmagiclady.com .

When deciding what marketing tools to use in your real estate business to locate motivated sellers, direct mail absolutely needs to continue to be one of your primary tools. It is definitely one of the most inexpensive, effective, and powerful tools there is to locate highly motivated sellers and create very profitable deals for your business.

Kathy Kennebrook has even more tools for you to find all the motivated sellers and buyers you need for your real estate investing business on her website at www.marketingmagiclady.com plus resources for list brokers to obtain your lists, and resources to get others doing all the work for you.

And when you sign up for Kathy Kennebrook’s monthly newsletter your will receive an additional 149.00 in additional investing tools absolutely FREE!!

Using direct mail to attract motivated sellers is always one of the best tools in the real estate business for locating highly motivated sellers on a regular basis. Kathy Kennebrook also utilizes other tools along with direct mail, such as lumpy mail pieces to make her direct mail stand out or CDs she can send to her sellers to explain to them why they should work with her. There are several reasons for this.

The first reason is that generally speaking, there is no competition for these properties whatsoever. Most of your competitors don’t use targeted direct mail campaigns to locate motivated sellers; and the sellers themselves generally don’t know they are going to sell their property until they receive contact from you. They know they have a problem to solve regarding their property; they just don’t know how to do it until they receive contact from you and know you are there to help them.

And Kathy Kennebrook has found from her own experiences in the last several months that as many Real Estate Investors got locked into the foreclosure and REO markets that many of these other sellers who are excellent leads often got left out. No one was working with them so this left a whole market open for many very profitable deals for Kathy Kennebrook.

Secondly, once you build a machine whereby you have direct mail going out on a regular basis, you create an ongoing source of leads as you continue to build credibility with the sellers you are mailing to regularly. Not only do you have deals coming at you today, you are constantly planting seeds for future deals. Kathy Kennebrook uses a software program called RealProspect to track all of her sellers and her deals. This makes it a lot easier to keep track of her business. Kathy Kennebrook has information on her website www.marketingmagiclady.com regarding this program.

Direct mail campaigns are the only marketing technique where you can create this scenario. As these sellers’ situations change, they will contact you first because you have taken the time to create credibility with them through your mailings, even if they are contacted by someone else in the interim. You can also control the number of sellers who are contacting you at any given time by controlling the number of mailings that go out.

To read the rest of this article check back within the week. In the meantime feel free to go to Kathy Kennebrook’s website at www.marketingmagiclady.com and check out her information on finding all the motivated sellers and buyers for your real estate deals. While you are there be sure and sign up for her monthly newsletter and receive an additional 149.00 in real estate investing tools absolutely free!!