First of all, expect to be anxious and know that it’s okay to be anxious. You probably wouldn’t be very good at what you do if you didn’t care about the outcome.

Next, while you are feeling anxious, get in front of a mirror and practice what you are going to say to the seller. Do this more than once. The more you practice what you are going to say, the more comfortable you will be and therefore less likely to forget what you were going to say. Practice controlling your voice and be mindful of how fast you are talking. Your speech should be at a moderate volume and speed when speaking to a seller. Remember to breathe! Practice what you are going to say all the way through without making faces, gasping or throwing out any expletives. Your seller doesn’t care if you’re speech is perfect, they just want to know what you can do for them to help them solve their problem. You might even want to practice what you are going to say in front of a spouse or close friend.

Remember that your sellers are people, just like you. They are probably just as anxious about having a conversation with you. After all, selling their home is a big decision, even if they are ready and know they need to sell.

Expect the unexpected. Maybe the seller will accept your offer right away. Maybe they won’t like your offer at all. You really should have some idea of how to approach this based on the prior conversation you should have had with the seller on the phone.

Kathy Kennebrook also wants you to remember that all of these techniques can be applied to the conversations you are having by telephone with your motivated sellers. In fact, once you get good at conversations with sellers on the phone, many times the deal will be cemented even before you end up face to face with a seller. Also be prepared to sit on couch as opposed to being at a table so bring something hard to write on, like a clip board or a briefcase. If you need to wear glasses don’t forget to bring them with you. If you are bringing a briefcase, stick a flashlight inside. Kathy Kennebrook has had several instances where she has had to fill out paperwork in semi-darkness and a flashlight is a big help. Just learn to expect the unexpected.

Be sure and establish a ritual to get ready to speak to sellers. Make sure you have all your facts and figures straight and make sure you have all the paperwork with you that you could possibly need to cover a variety of scenarios. The more professional you look, the more comfortable the seller will be working with you. Be sure and let your seller know ahead of time what paperwork you need from them.

The easiest and best way to get comfortable working with sellers is by making more offers and doing more deals. Develop a positive attitude and philosophy about making offers. Don’t take it as a personal rejection if the seller doesn’t accept your offer. They may accept a subsequent offer, maybe not.

But do you know what Kathy Kennebrook says about this? There is always another seller waiting in the wings who really wants to work with you and if you are dealing with the right kind of sellers at the beginning, you will make more deals than not. So get out there, make some offers and do some deals!!

For more information on tools for the Real Estate Investor, be sure to visit Kathy Kennebrook’s website at marketingmagiclady.com.

Okay, so you’ve practiced what you are going to say, you have a plan, you have your paperwork, you’ve probably procrastinated a little, then scheduled your appointment with the seller, so now what? You still feel those butterflies in your stomach and you’re still not comfortable with how the conversation with the seller is going to go. What should you say first? How should you make the offer? What if they ask you something you don’t know? What if they accept your offer? What if they don’t?

Being “ready” or prepared is a relative term. Just because you don’t feel quite ready or totally comfortable dealing with this motivated seller face to face to make the deal doesn’t mean you shouldn’t just jump right in there and do it. You absolutely should!! Kathy understands this concept first hand after having many conversations with motivated sellers. And it only gets easier every time you do it.

Kathy Kennebrook believes that there are definitely some things you can do to get prepared for a conversation with a motivated seller, especially if you haven’t done it before. With adequate preparation you can become more ready than not, and by being more ready, your chances of a successful conversation with your seller are greatly increased. Readiness is not just a practical matter; it is a state of mind that affects our emotions and feelings of preparedness. When you feel more ready to have a conversation with a motivated seller, you begin to relax, creating a more comfortable atmosphere and leaving you with fewer things to worry about.

Having conversations with motivated sellers is an art can be practiced. Kathy Kennebrook knows that with the right approach, it doesn’t have to be scary or unnerving. In fact the conversation with the sellers and the making of the deal should be fun, exciting, challenging and fulfilling, knowing that you are helping this motivated seller solve whatever problem they are having that necessitate them selling their property.

But sometimes it just seems like there are “demons” who hide out, just waiting to turn a normal, intelligent person into a quivering bowl of jello. When we get in front of the seller, we stutter, we mumble, we keep changing the subject, anything to steer away from the matter at hand. And worse still, we start to sweat, our hands begin to shake, and our memory of what we were going to say just fades away and we forget important facts we wanted to share.

Kathy Kennebrook shared a scenario where she had an appointment with a motivated seller and drove around the block four times before turning into the seller’s drive-way, just to try to calm the jitters she was having. She ended up buying the property and later on the sellers mentioned to her that they had seen her going around the block several times. Fortunately they all had a good chuckle over it.

So how do we get past these jitters? And how do we get ready for these all important conversations with motivated sellers?

Be sure to read part two of this article next week when Kathy Kennebrook shares many ideas to get ready for these all important conversations with sellers and get your deals made!

In the meantime, be sure to visit Kathy Kennebrook’s website at marketingmagiclady.com where you can find many tools she has available for buying and selling properties quickly for your Real Estate Investing business.

Some of the largest expenses you will incur as a Real Estate Investor will probably be your attorney bill. As investors we need attorneys for handling evictions, reviewing contracts, setting up our estates, drafting contracts, etc.

I started investing in real estate in 1985. As my investing business grew I built up a network of attorneys, this was something that just seemed to happen over time and thousands of dollars later. I first found an eviction attorney, since I had many rental properties. I then ended up needing to create a few LLC’s (Limited Liability Companies) for my various properties and partnerships. With this need, I hired a corporate attorney.

Over time I ended up with some tough cases against some of my past tenants owing me larger amounts of money. I wanted a “pit bull” attorney, a litigator, to go after them, so I hired a litigator. Over the years, my assets increased rapidly with my real estate purchases, and I found myself needing an estate-planning attorney. I wanted a living trust created. WOW and this is just a few of them.

I realized that legal fees were something that you must incur in any business; however, saving legal fees was even more important to me. I needed experts in all areas of law, but I hesitated to call each of them unless I really had to have their representation. Each call was a minimum 15 minutes I was billed for – at $200/hour – every time I called it cost me $50. Sometimes I would call for a simple question and get a $50 bill.

As a Real Estate Investor, you will have many questions. It is too expensive to pick up the phone and call an attorney for each little question you will have. So, what do we do? We either ask someone (another investor) who has experience, but they might not be giving us a legal opinion, or we do without. Both paths can be very costly or end up disastrous. Kathy Kennebrook has had the same experience in her Real Estate Investing business as well so she wanted me to share this important information with you.

Back in 1997 I was attending a real estate seminar and someone spoke on a service called Pre-Paid Legal. Up to that moment I had not heard of it, but I was fascinated by what it could help me save in expenses. I absolutely loved the attorneys that I had in my network, but I didn’t want to spend unnecessary legal fees either. To this day I still have the same attorneys as I did when I first started in this business, but now I also have the service called Pre-Paid Legal. It has saved me thousands if not tens of thousands of dollars each year!

Pre-Paid Legal has several different components to the plan. The first plan is called the Expanded Family Plan. It offers many services. It is not a be all end all for the real estate investor, but it is so reasonable, that you can’t afford to NOT have it. As a member this plan gives you access to A+ rated law firms in every state, all over the United States and also 4 Provinces in Canada. What you receive with this plan is amazing: unlimited phone calls to your local attorney firm, review of personal contracts up to 10 pages in length (no charge and unlimited), one business contract review per year, representation in court if you are personally sued (the trial and pre-trial hours continue to grow each year you are member up to 335 hours in year five), audit representation on your personal tax return with a tax attorney, drafting of yours and your spouses will (with updates each year), court appearances for moving traffic violations (accidents and speeding tickets), and much more. The great thing about Pre-Paid Legal is that it works in other states, other than where you live, if you need an attorney. I invest in many out of state properties. The attorney’s in my network are not licensed in those states. Pre-Paid Legal will refer me to an attorney in those states for my real estate needs, and also any speeding tickets. The cost for this plan is only $25 per month. You can see why it is a no-brainer if you are serious about investing in real estate, for that matter even if you are not.

There is also a Home-Based Business Rider available in most states. This add on plan gives the real estate investor: 3 business contracts reviewed per month up to 15 pages in length, 3 collection letters per month, and 3 business letters written on behalf of your business per month. As a member you will also get access to a website full of downloadable contracts and also many articles on small business. The website you will receive access to is called: www.gosmallbuz.com The cost for Home Based Business Rider, as an add on to the Expanded Family Plan is only $14.50 per month. If you are in a state that has this plan, you will definitely want to take advantage of it’s availability.

The last plan that Pre-Paid Legal offers and that Kathy Kennebrook and I personally have is the “Identity Theft Rider”. This plan will not only monitor your credit daily and tell you of anyone that touches your credit, but the plan will also restore your identity if it is confiscated and misused. Did you know that one out of every four families this year will be affected by Identity Theft? This plan can be added on for only $9.95 per month.

All of the plans are for the entire family: kids to the age of 23 if a full time student, and your spouse or significant other (if you live together). Identity Theft is for both partners.

I use Pre-Paid Legal with my current attorneys to formulate my legal team. For me, this service was, and still is a no-brainer. I could give you countless number of stories on how I have used it over the years and how it has saved me thousands of dollars, I’m sure Kathy Kennebrook can as well but here are just a few of mine:

Example 1: I was refinancing an apartment building and needed a rushed appraisal.

Unfortunately, the appraisal had mistakes in it and was not completed on time. I tried to get my money back. The cost was $2400! The mortgage company and appraiser ignored my many requests for reimbursement. I even sent certified letters requesting a refund. No response from anyone I was utterly and completely ignored. I decided enough was enough and I called Pre-Paid Legal. That same day they sent a letter out to the appraiser (no charge to me) and the mortgage company. Within 2 weeks we had received a check for $2400 returned to us. Amazing that my letters meant nothing, but a letter from a high-powered attorney firm got a response!

Example 2: When my daughter had turned 16 she had 2 car accidents involving other people (4 accidents in all, but that’s a whole other story) I called Pre-Paid Legal for representation for these two accidents and they went to court with us. At 16 years old you can lose your license for this many accidents in a short period of time. At both appearances they were able to get all the points removed and her record is pretty much clean. She did have to pay the fines and attend a 1-day class, but she didn’t lose her license nor did our insurance go up due to potential points on her record. Having an attorney on your team really makes a difference!

I felt the need to share this information with all of you. I wish I had known about the service when I was starting out as an investor. If you like what you have read about the service and would like more information, you can go to www.chooseyourlegalplan.com and review the plans first hand. If you like what you read, you can sign up directly right on the aforementioned site. If you have further questions please call Kathy Kennebrook at 941-792-5390 and she will be happy to answer them based on your specific needs or wants.

To your success,

Wendy Patton

Another really great advantage of using direct mail to locate motivated sellers is that since it is targeted to specific lists and specific types of sellers, you are getting the very best use of the marketing dollars available to you. Kathy Kennebrook understands that the more direct mail campaigns you do, the higher the response rate gets. So the more you do it, the less it costs per lead and per deal. Direct mail is the only marketing technique out there that allows you to have these controls.

In addition, you are using your available marketing dollars to target specific types of sellers as opposed to other types of marketing like signage or an ad where you are hitting a much broader market area and hoping someone in that group has a property for sale.

Kathy Kennebrook firmly believes that you should always have between three and five marketing techniques working for you at any given time and one of them should absolutely be direct mail campaigns to motivated sellers. You can continuously customize your mailings so you can target specific types of sellers within your market, so you are able to “flex” with your market as your market continues to change. Direct mail is the only type of advertising that allows you to do this.

There are several great ways to get the lists you need to mail to. For the most part they are very easy to get. Kathy Kennebrook gets lists to mail to from her local newspaper, from the property assessors office, from mailing list companies, from the courthouse, and from on-line resources.

There are also several national mailing list companies that can customize whatever types of lists you need. Kathy Kennebrook suggests that you make sure the lists you are using are coming from a reliable source and that the information on them is current.

When deciding what marketing tools to use in your real estate business to locate motivated sellers, direct mail absolutely needs to be one of your primary tools. It is definitely one of the most inexpensive, effective, and powerful tools there is to locate highly motivated sellers and create very profitable deals for your business.

For more information on attracting motivated sellers and buyers for your real estate investing business, be sure and visit Kathy Kennebrook’s website at Marketingmagiclady.com.

Kathy Kennebrook is often asked whether or not there are still good real estate deals out there with the market constantly changing like it has been. Kathy Kennebrook believes that the real estate market will always experience ups and downs and as Real Estate Investors we need to be trained on utilizing the best tools to locate the motivated sellers within those markets.

Kathy Kennebrook also knows that we need to learn to be flexible in our marketing in order to bring in the highest number of new deals. Kathy Kennebrook often hears comments like, “you were just lucky” or “you got in on the real estate game when there were still lots of deals out there, it’s just not that way anymore”. Those folks couldn’t be more wrong in their thinking. This is just “stinkin’ thinkin’” as Kathy’s friend and mentor Ron LeGrand would say. There are always deals to be made if you know where to look for them no matter what the market is doing. This is just a matter of having a marketing mind.

Kathy Kennebrook also knows that using direct mail to attract motivated sellers is always one of the best tools in the real estate business for locating highly motivated sellers on a regular basis no matter what the real estate market is doing. There are several reasons for this.

The first reason is that generally speaking, there is no competition for these properties whatsoever. Most of your competitors don’t use targeted direct mail campaigns to locate motivated sellers; and the sellers themselves generally don’t know they are going to sell their property until they receive contact from you.

You see, Kathy Kennebrook knows they have a problem to solve regarding their property; they just don’t know how to do it until they receive contact from you and know you are there to help them. These are the unique sellers your competitors simply don’t know about.

Secondly, once you build a machine whereby you have direct mail going out on a regular basis, you create an ongoing source of leads as you continue to build credibility with the sellers you are mailing to regularly.

Not only do you have deals coming at you today, you are constantly planting seeds for future deals. Kathy Kennebrook knows that Direct Mail campaigns are the only marketing technique where you can create this scenario. As these sellers’ situations change, they will contact you first because you have taken the time to create credibility with them through your mailings, even if they are contacted by someone else in the interim.

For even more information on locating highly motivated seller in any market, be sure and check out her article next week.

In the meantime, make sure you visit Kathy Kennebrooks website at Marketingmagiclady.com for even more information and resources to locate highly qualified motivated sellers and buyers for your real estate investing business.

Think about it. Kathy Kennebrook starts beefing up her direct mail campaigns from October to January. There is a specific reason for that. You see, during the holiday season, folks are getting cards and letters from relatives and friends they haven’t heard from in year so they are opening all of their mail, including the personal looking letter they just got from you.

Now if this same person has a house they neither want nor need and they could use some ready cash during the holidays, don’t you think they are going to be more motivated to sell?? And so… along comes this letter from you explaining how you can help them solve their problem.

Can you tell where Kathy Kennebrook is headed with this thinking?? Of course you can; really great deals from highly motivated sellers. The other thing that’s really great about this scenario is that if you followed Kathy Kennebrook’s formula, you are going to be dealing with exactly the type of seller you are looking for in your business and exactly the type of deal you want to do.

So now, let’s take it a step further. Say you are one of those lucky folks who happens to live in an area where property tax bills go out anywhere from September to December. So now this same seller still has a house they neither want nor need, AND they just got a big property tax bill to go with it right around the holidays. OUCH!

This is exactly the kind of seller Kathy Kennebrook is looking for! And this is exactly the type of seller you should be looking for in your real estate business as well. These sellers create an ideal opportunity for you to create a win-win solution without any competition whatsoever!! And a great deal is created with a truly motivated seller!

For more information on Kathy Kennebrook’s real estate investing products make sure you visit her website at marketingmagiclady.com

In your investing career how many times have you thought to yourself, “I’d like to have an attorney look at this but I don’t want to spend the money?,” or “I think this is the law, but it would be nice if I could ask an attorney to find out for sure?”

As Real Estate Investors it would be nice if we could have an attorney at our disposal whenever we needed one. One that could help with contract questions, tenant disputes, contractor issues, asset protection, and so on. In reality, we would need many attorneys to cover all of these different areas. But potentially, that could get very expensive.

Here is another question for you: How many times have you known you should have an attorney look at something but didn’t want to incur the expense so you just risked it? If you are lucky it didn’t come back to bite you, if you were unlucky you ended up paying the cost many times over and you have vowed to NEVER get into that position again.

The expression “An ounce of prevention is worth a pound of cure” definitely applies when it comes to legal protection. Beginning investors especially are vulnerable, due to both lack of funds and lack of experience in avoiding pitfalls.

If you have been smart enough to make use of an attorney have you cringed at the size of the bill you received? $50 to get one quick question answered?

Fortunately there is an excellent solution for us, it’s called Pre-Paid Legal. For a small monthly fee - with no contract required - we can get access to a battery of attorneys. How small is the monthly fee? Right around $25 bucks a month!

How can you use this as an investor?

For starters, you can make unlimited phone calls to have your legal questions answered and receive legal advice. How useful is that? Think about how many different ways you can use that when you are buying or selling investment deals, or even for your personal life. For example, let’s say a tenant calls you and says their apartment was broken into and wants you to fix the front door. Tenants speak in code, and more often than not, when a tenant says their apartment was broken into it really means they locked their keys inside and didn’t want to pay the fee for you letting them back in so instead they kicked in their door and claimed someone broke in.

A quick call to Pre-Paid Legal and the attorney may advise you to have the tenant file a police report and have you insist on seeing the police report before the door can be repaired or have the door fixed at their expense if they fail to provide the police report. Tenants know that filing a false report is a crime so they’ll probably think twice about following through.

Pre-Paid Legal can also write letters on your behalf. When people or businesses receive a letter from an attorney on your behalf they know that you have an attorney at your disposal and will not be easily pushed around. This can be very useful when dealing with unscrupulous contractors, for example. I have had my share of great contractors but I’ve also had to deal with some who try to take shameless advantage. If you have a contractor who consistently doesn’t show up at the job site to get their work done this costs you a lot of money in delays. A quick letter from your attorney will probably be all of the prompting that contractor needs to start showing up and getting the job done.

Or what about if the contractor underbids the job and then tries to bill you extra for their mistake? Most people end up paying this type of bill, pretty much knowing they are being taken advantage of but not knowing what they can do about it. A letter to the contractor from your attorney will let that contractor know they aren’t going to be able to take advantage of you. If a contractor tries to bill you just an extra $600 for a job, that would pay for your Pre-Paid Legal costs for 2 years!

Here is something that most people don’t know. When you buy a house the purchase agreement you sign is in no way a standard document. Purchase agreements aren’t written out by each state and then required to be used in each transaction. It doesn’t work that way. Every real estate company has their own purchase agreement, any private transaction outside a real estate company will have a unique purchase agreement. Once you sign that purchase agreement you are bound to it. How would you like to be the buyer of a house where you have to pay the seller’s unpaid property taxes for the last five years because it was written into the purchase agreement?

Too many of us don’t want to spend the money to have an attorney review a contract. We just risk it instead. Pre-Paid Legal will review an UNLIMITED number of personal documents for you, up to 10 pages each. Plus they will review one business document once a year at no extra charge. Talk about peace of mind and power!

Those are some of the common uses we as investors have for Pre-Paid Legal. Those types of things are integral to our business and we would use them on a regular basis. Pre-Paid Legal offers a whole lot more benefits than that for our small monthly fee. I won’t go into them all but here are two critical ones.

If you or your spouse is named as a defendant or respondent in a civil or criminal action you receive 75 hours of paid attorney time, and it increases by another 75 hours for each year you renew, up to a total of 335 hours of pre-trial and trial time. That’s enough for almost every trial except O.J. Simpson’s! God forbid that this should ever come to pass, but what a wonderful safeguard to have.

The other critical service Pre-Paid Legal offers that I wanted to mention is that if you are ever audited by the IRS, which seems to happen more to us investors than the average person, you receive 50 hours of paid attorney time. Facing the IRS without the support of an attorney just isn’t something you want to do.

Do you have your will done? No? You are not alone; 80% of our country does not have a written will. Pre-Paid Legal will do your will at no charge and your spouse’s, or significant other’s (if living together), for an additional $20. Stop putting it off. You need to get your will done. It is free now so there are no excuses.

If you are a seasoned investor, I have probably already mentioned at least one thing that has happened to you where you would have benefited from an attorney’s assistance (hopefully not too much more than one thing!) If you are a beginning investor, I can pretty much guarantee to you that at some point in your investing career you are going to NEED an attorney. There will be plenty of times when it will be to your benefit to make use of an attorney, but there will be at least one occasion in your investing career where you will NEED an attorney.

As Real Estate Investors, when we buy and sell houses, we often make use of Realtors™ and mortgage brokers on our transactions. Each time we do, they get paid for their work, usually a percentage of the cost, which amounts to thousands of dollars. If you could retain a Realtor™ and a mortgage broker for $25 bucks a month to take care of you wouldn’t you jump at the chance? Here’s the thing, attorneys charge MORE than Realtors™ or mortgage brokers! I recommend Pre-Paid Legal to every investor I know because it’s such a great deal and I make use of it myself and I know Kathy Kennebrook both uses and recommends Pre-Paid Legal as well.

To sign up for Pre-Paid Legal or to find out more please visit: www.chooseyourlegalplan.com or call Kathy Kennebrook at (941) 792-5390.

Court TV has profiled Pre-Paid Legal this year. Click HERE to find out the details.

For more information on Kathy Kennebrook’s many products for the Real Estate Investor, visit her website at marketingmagiclady.com

Pre-Paid Legal is one of the most overlooked, yet beneficial tools for the Real Estate Investor. There is no question that investors need quality attorneys that are available to answer unlimited questions on any subject matter, i.e., real estate questions, taxation, interpretations of laws and usury rates, just to name a few.

As a full time Real Estate Investor Pre-Paid Legal is not only an outstanding tool, but also a necessity. If you have never needed legal representation for your investing business or for yourself, believe me it is just a matter of time. Buying property in this day and age can most certainly be a liability in every sense of the word. The word “Attorney” puts a certain feeling of uncertainty and fear into our very being. Not many of us like to call an attorney for advice or help of any sort, as we know upfront, the charges we incur can be astronomical. This puts many of us in a quandary of whether we should spend the money for attorney fees or to take the risk of not having council, by doing without the cost or expense and unfortunately without the professional assistance that we might need or require. Many of you have heard of Pre-Paid Legal but really know very little about how it can help you in your business.

In many states throughout the country Pre-Paid Legal offers a plan that is called “The Home Based Business Rider”. This Rider attaches to the “Expanded Family Plan” and in combination enables the investor and his family to have the benefits that I have listed below.

1. Unlimited questions answered for business or personal matters.

2. Three letters drafted per month on behalf of your business. Unlimited calls or letters made for you and your family. * One per subject matter.

3. Up to three initial debt collection letters written per month on your behalf for your business.

4. You can have three contracts or documents up to fifteen pages in length, per month, reviewed by your provider law firm.

5. Also included with your Business Rider is unlimited small business consulting service through GoSmallBiz.com

6. Included in your coverage with the “Expanded Family Plan” is pre-paid trial protection that is included as part of your membership. This benefit grows each year you stay a member with Pre-Paid Legal totaling up to 335 hours by your fifth year.

7. Automobile representation for you and your family no matter where you had the accident or the ticket occurred.

8. Have your Last Will and testament and your Living Will created as part of your family plan benefits. If you already have these important documents in place then they can be updated free of charge with your membership.

9. As part of the business rider you will have consultation service for your small business. This service is provided free as part of your membership through www.gosmallbiz.com

There are many more benefits for members of Pre-Paid Legal Services. What I have listed above encompasses some of the more significant benefits for the Real Estate Ivgftnvestor. For only $39.50 per month is there any question why an investor would not want or need this type of coverage and representation?

If you are interested in hearing more about how Pre-Paid Legal can save you and your family money and grief, then feel free to call Kathy Kennebrook at 941-792-5390. If you like what you are reading and you want to get signed up now then go to, www.chooseyourlegalplan.com. Kathy Kennebrook uses Pre-paid legal as an integral tool in her real estate investing business just as I do in mine.

I wish each of you all the best. I am confident that you will find a tremendous asset and tool for your business in Pre-Paid Legal Services. Just go to www.chooseyourlegalplan.com to sign up today.

For more information on Kathy Kennebrook and the products and services she offers for the real estate investor, be sure and visit her website at marketingmagiclady.com

Guerilla Tactics To Boost Your Credit Score-Insider Tips To Survive A Credit Driven Economy was created to provide you with the tools and strategies you need to survive and prosper in an economy where credit score affects so many facets of your life. The difference between having bad credit and great credit can mean thousands of dollars over your lifetime. This innovative Guide will show you:

● How credit scores are calculated

● Strategies to boost your credit score 100-200 points

● How credit scores impact your life

● What factors affect credit score

● How a low credit score can strangle your financial future

● Little known secrets that can hurt or help your credit score

● Keys to winning disputes with Credit Bureaus and Creditors

● Tips for protecting your Identity and personal privacy

● Survival strategies to reduce negatives and improve positive credit

● Credit Monitoring and Credit Repair- the good, the bad and the ugly

● How to receive a free credit report

● How to use Fraud Alerts to repair credit

● How to use Credit wisely

AND so much more!! This 2 CD set including audio and transcript was designed to help you improve your credit score, protect your identity, learn the insider secrets to credit scoring and teach you how to use credit wisely. As long-term entrepreneurs, authors and trainers, Kathy Kennebrook and Dr. Stefan Kasian share a vast wealth of “guerilla tactics” that will help you survive and prosper in a credit-driven society by learning how to track, review and correct credit errors on your credit reports.

For more information on this important product and Kathy Kennebrook’s many tools for the real estate investor, visit Kathy Kennebrook’s site at marketingmagiclady.com.

Kathy Kennebrook’s new product-Precious Profits in Precious Metals-Secrets to Leveraging Your Wealth was created to provide you with an overview of how and why you should invest in precious metals. This investing technique seems to be a well kept secret and Kathy Kennebrook is sharing those secrets with you so that you can take your investing strategies to the next level and increase your wealth.

This Innovative Practical Guide includes valuable information on:

● What precious metals are and why you should invest in them.

● What types of precious metals you should invest in

● Why adding precious metals to your portfolio is a good investment strategy

● How precious metals perform in an up and down market

● How and where to purchase and hold precious metals

● Where to get even more education on investing in precious metals

● Whether to hold precious metals long-term or short-term

● How to hold and trade precious metals short-term

● The difference between investing in bullion and collectible coins

● How to purchase precious metals in your IRA and why you should

● How investing in precious metals provides a hedge against inflation and recession

● The history of precious metals investing

● Why Real Estate Investors should diversify their portfolios to include precious metals

● Creating a plan for investing in precious metals

And much more! This 2 CD set including audio and transcripts was designed to help you diversify your investment portfolio and provide ideas and strategies to increase wealth by investing in precious metals. As a long-term entrepreneur, author, and Real Estate Investor, Kathy Kennebrook has unleashed a wealth of information to set you light years ahead toward meeting your investment goals and increasing your wealth.

Kathy Kennebrook uses this technique in her own business as an additional source of income. Kathy totally believes in diversifying your portfolio in order to take advantage of all kinds of income streams.

Check out this product and all of Kathy Kennebrook’s real estate investing products at her website marketingmagiclady.com.