Delete Inquiries On Your Credit Report By Kathy Kennebrook

Delete Inquiries On Your Credit Report
By Kathy Kennebrook

Like it or not, having inquiries on your credit report can get you turned down for a loan approval or a credit card. You have no idea how many times banks will write a rejection letter saying that you were turned down for a credit card “because of excessive inquiries.”

No matter what a creditor tries to convince you of otherwise, inquiries DO lower your credit score. Granted, some mortgage companies, for example, only consider your most recent inquiries for past 3-6 months. The more you have, and the more recent you have them; the more your credit score is lowered. And a lower credit score also means you will end up paying a higher interest rate on your credit lines, which could cost you thousands of dollars over time.

In fact, many business and personal credit line services that specialize in obtaining credit lines for their customers won’t even touch you if you have more than 2-3 inquiries per bureau.

But how do you delete credit inquires? The bureaus may tell you the propaganda that inquiries cannot be deleted, they are permanent, and stay on for months, even years. But this is simply not the truth. There are specific ways to remove credit inquiries the bureaus don’t want you to know about.

Write the Credit Bureaus a letter. If a credit inquiry is truly unauthorized, they will have to contact the creditor and ask for them to prove the existence of the inquiry. Most will not have the time, or documentation to prove it, and the inquiries will just fall off. Beware of disputing inquiries pertaining to an open credit line. These could cause you problems. But if inquiries resulted from “shopping” for credit, these are fairly easy to remove.

You could file a fraud alert and dispute credit inquiries as fraudulent. Be careful of this as well, as your file will then be very closely scrutinized by higher paid credit bureau staff, which can be to your disadvantage.

“Bump” your inquiries off with TransUnion. For example, subscribe to a credit monitoring service such as that allows you to check your credit daily with updates. These updates are “soft pulls” on the TransUnion bureau. They don’t count as credit inquiries that other people see that would affect your score, but they are added to the record. Enough of these soft inquiries maxes out the record, and eventually bumps off the credit inquiries seen by all. It takes approximately 60 soft pulls. But you can cut the time in half by subscribing to multiple services that allow you to check credit inquiries daily.

Note that deleting credit inquiries years ago was much faster and easier than now, as bureaus have tightened up in their practices. TransUnion appears to be the most difficult to work with at this point in time, and takes the longest to see results by mailing letters. Equifax and Experian are pretty fast by comparison.

You can also hire an expert to delete credit inquiries for you. You may pay as much as $150 or more per inquiry to an attorney for deletion but the money you would pay an attorney would be quickly recouped by the credit lines you could get approved for after the credit inquiries were deleted. No provider can guarantee all inquiries will be deleted, rather, on a “Best efforts” basis.

Some experts use proprietary online and offline tactics to get inquiries deleted quickly and professionally. Their costs are some of the most reasonable and they are very responsive and professional. This should give you a better overview and more hope for your credit report.

Although the bar has risen for credit, banks still have plenty of money to give you, and if you can tap this vault, you will have an advantage that will help you make a fortune because you can buy assets at such an incredible discount. Getting credit inquiries deleted and getting the credit lines you need to survive and prosper in this economy can make all the difference to your success.

For more information simply go to Kathy Kennebrook’s website at and check under Kathy Kennebrook Products for Guerilla Tactics To Improve Your Credit Score, You’ll be glad you did.

Marketing Webinar With Kathy Kennebrook

This thursday’s webinar is one you won’t want to miss. I’ll
have on the “Marketing Magic Lady”. She has that title because she
knows how to market to get ANYTHING SHE WANTS when it comes to real
estate. The neat thing is she’s agreed to reveal some of her best
kept secrets. Don’t miss out. If you haven’t already register…ed,

sign up now –>

This is one training you can’t afford to miss. Remember, no marketing
equals no deals!

New Lead Lists For The Real Estate Investor By Kathy Kennebrook

From The Desk Of Kathy Kennebrook

Due to the current real estate climate and the banking industry, you should consider adding a revenue stream that allows you to work directly with a motivated seller. The fewer people involved in the transaction, the easier your life is going to be. Short sales and foreclosures offer opportunity but they aren’t the easiest. It takes time to learn the ins and outs and develop relationships with the banks and processors. Plus you have to wait for these transactions to close. Why not add another revenue stream that will bring cash now to your pipeline of deals?

We have been working with US Lead List for a while now (since 2007) and if you haven’t tried their “Inherited Properties” list, now is the time. The new Fall list has just been released. Theirs is a very targeted direct mail list that has a quick learning curve. Lance and Terry have provided some testimonials from first time buyers that you should find interesting.
Received September 8, 2010
You guys are great! My partner and I purchased our first list (Spring 2010) from you and after the 1st mail out we got a deal!

It was a net profit of $15K and we are very excited about your lists. Terry thanks so much for sharing marketing tips on how to work the leads because it worked! I’m looking forward to buying more leads from you!

Lolita Sheriow
Received October 6, 2010
I have struck GOLD again with your list! I purchased those leads (Summer 2010) and after the first mail-out I contracted a deal! The leads are great and the letters work, thanks again Lance and Terry!

Lolita Sheriow

One more testimonial (Dave has already purchased the Fall list):
Received September 13, 2010
Your summer mailing list produced my first deal from ANY mailing list I’ve used so far. I just closed on it last Thursday- $112,500 purchase price, $33k repairs, and ARV around $200k. Although it was my second mailing, it was the first list I had in my hands the day it was released. I didn’t get my spring list from you until a month or so after it was released. Count me in for the fall lists for both of my areas.

We already started fixing up the property and hope to have it on the market by mid-October. Many thanks to you and your list service!

Dave Laub

The thing is, this is a great list that is brand new every quarter providing you with a consistent flow of leads. You are never obligated, you just buy the names you want when you want. They also limit sales in your area for your success. They provide great customer service including a private consultation with your initial purchase.

This is another avenue for finding properties at discount, so give them a call today at 866.711.1688 or visit for a free quote.

We have negotiated a group discount so remember to mention “Kathy Kennebrook” when you contact them.

Here is one more testimonial from a first time buyer that blows everything else out of the water. Read this and then contact Lance and Terry to see if you area is still available.

After doing some research on direct mail marketing for my real estate business I came across US Lead list. I spoke with Lance a number of times before actually purchasing the list, but at this point I am definitely glad I decided to give them a try. After sending out my first round of mailers I was able to get an inherited property in need of some rehab under contract for a ridiculously low price. My company intends to rehab the property and resell it and when the project is complete we should conservatively have a net profit of over $150,000. I will definitely be purchasing lead lists from these guys for a long time to come.
I’ll send you the HUD closing statements for the project when it’s complete just in case people doubt the validity of it.
Tucker Merrihew

What is amazing is that every one of these investors was a first-time buyer and US Lead List delivered! Contact them today at 866.711.1688 or visit, the Fall list is brand new and waiting for you.

Make sure to tell them Kathy Kennebrook sent you to get the special discount I have arranged for you!!

Opportunity To Partner With The Number 1 Short Sale Expert In The Country

Here’s an incredible opportunity to build your real estate wealth like never before.
My friend Ben Pargman is the nation’s leading authority on how to make money with Short Sales, in fact it’s been said that he’s negotiated more Short Sale transactions than anyone in the country, and as part of a daring test, he’s willing to put his money where his mouth is, let me explain…
Ben has such a powerful system and service that recently his company set a new record with over $4.7 Million in Short Sale (ooopsss, that’s wrong, since I wrote this draft, he just told me he broke that record again and now the new record is $4.8 Million) Discounts approved in writing in just one month! (That’s not the value of the properties …. that’s the DISCOUNTS obtained – signed and sealed in writing!)
And he set a new record for the NUMBER OF SUCCESSFUL DEALS actually approved!
Check out what one of his partners has to say:
“Thank you Ben and your entire team! You really helped me do a great deal that truly helped a seller who needed us! Your guidance and negotiation skills produced a $100,000 spread for us . . . on our first deal and we’ve got 16 more in the pipeline with you! The opportunity to partner with you is amazing! Thanks!” – James Klodzinski, Lehigh Acres, FL

If you want a big piece of the massive Short Sale pie here’s an opportunity for you – Ben’s entire program, The Automated Short Sale Money Machine system, is regularly $3997, but as I said he’s putting his money where his mouth is, and as part of this daring test is willing to take a risk and do two things for you.
• First, he’ll partner with you on your Short Sales and you’ll only pay for his system after he’s proven it works, when you close your first deal.
• Secondly, you’ll only pay HALF of the regular price for the system – just $1997 when the deal closes, out of the money he makes for you!
For years people have been asking him for this “hey, Ben – if you’re so sure it works, can I pay you when you prove you’re right?” Well, on that dare, he’s going to do just that – but only for a brief period of time – you’ve got until Thursday to take him up on it.
So until midnight on Thursday October 7th he’ll give you full access to his $3,997 Automated Short Sale Money Machine system with NO UPFRONT cost or investment – just the $197 monthly subscription which you can cancel at any time.
Here’s the special partnership offer site and the only place you’ll be able to get access to his professional negotiations and his partnership help without any upfront investment >>>
“Ben, when I first brought you this deal I thought it was dead! I couldn’t see how it could work out. Partnering with you let me connect all the dots. There is no way I would have been able to maneuver through all those hoops and hiccups without you as my partner. Thank you so much for getting me to an actual closing and $29,000.00!!!” – Krista Roper, Atlanta, GA

When you partner with Ben you’ll get three things…
1. His entire step-by-step system that walks you through getting deals quickly and easily.
2. Ongoing live support and weekly LIVE COACHING with the most cutting-edge strategies and up-to-date market information.
3. The Short Sale Negotiation Service – and this is really important because – he takes what is commonly acknowledged to be the hardest part of short sales and does all the negotiation with the banks for you. (This is where most short sale deals fail, but because he partner’s with you, his successful negotiation experience becomes your successful negotiation results – and that’s a game changer!)
So go ahead, get started making money with Short Sales for just $197 >>
Yes, this is Ben’s full program with service and tools that you’ve seen him offer previously for $3,997 and yes, he’s completely waiving that upfront investment for you so you can get started taking advantage of this incredible short sale opportunity TODAY – No excuses!
So grab your instant access for just $197 here >>
Access His Program Today For Just The $197 Monthly Subscription And Get These Fast Start Bonuses!

If this amazing offer isn’t enough to have you heading to his special offer webpage, these Fast Start bonuses will surely do it for you.
* Fast Start Bonus Module 1: How to Find Your First Deal in 60 Minutes
Module 1 shows Ben getting a deal within a matter of minutes, watch him live and un-staged, following the same script you’ll have, as he reels in a real live deal from a cold call right in front of you.
* Fast Start Bonus Module 2: Getting the Paperwork Done Simply and Quickly
In Module 2 Ben walks you through the exact paperwork needed for the deal, and more importantly HOW he gets it all signed up (literally down to the emails that he uses when he sends the paperwork out).
* Fast Start Bonus Module 3: Getting the Short Sale Approved Effortlessly
Now that you’ll be using his professional negotiators at The Short Sale Service to do the hard part for you, in Module 3 he shows you the simple steps that unleash the pros to work for you to deal with the banks so you don’t have to.
* Fast Start Bonus Module 4: Preparing For Big Profits
In Module 4 Ben shows you how to prepare for the BPO and everything that happens between the time the offer is submitted to the bank for you and the time it gets approved.
* Fast Start Bonus Module 5: How to Get a Buyer (IN ONE WEEKEND)
In Module 5 he shows you how he sells a house EASILY in a weekend without “selling events”, auctions, round robins, or spending any money on marketing.
* Fast Start Bonus Module 6: Getting the Check
Finally, Ben will show you exactly how to successfully navigate the closings to get your check and get it in the bank.
WHEW! That’s a lot of goodies… and you get them all FREE when you get started with his entire system for just the monthly subscription of $197.
He has literally removed an obstacle of several thousand dollars to get started, but one thing is for sure – this is a LIMITED special offer – so go here right now and start making money with Ben!

To Your Success,
Kathy Kennebrook
P.S. This special offer ends at midnight on Thursday October 7th. If you’d like to get started with your own Automated Short Sale Money Machine and not shell out the $3,997, then go here now:

Get Out Of Your Mortgage Mess By Kathy Kennebrook

How to Turn the Tables on Banks and Get Out of a Mortgage Mess

This was such a life changing call that we blew out the phone lines we had early on so many of you were not able to participate in this amazing call…… and it was an amazing call!!!

So I am including a link below so you too can participate by listening to the call and take advantage of this amazing strategy!

Dear Fellow Real Estate Investor,

Is your real estate hurting?

1. You are at risk of losing your home and other properties
2. You are running out of money to pay your loans
3. Adjustable interest payments increasing soon
4. Have sellers calling you facing foreclosure
5. Short sales too long and frustrating, not big enough discounts
6. Loan Mods not working, still owe too much
7. In over your head and want an easy way of the mess
8. Facing foreclosure? Want a new way to stop it that actually works?

If you’ve answered yes to any of these questions, you are not alone. You are in the same boat with millions of other Americans.

Look, it’s not your fault. This economy is the result of a deliberately orchestrated financial time bomb. And you are left holding the bag while the elite “banksters” in their corporate jets and yachts are laughing…well…all the way to the bank.

But there is a secret “Achilles heel” to the bankers. It gets them pale as a ghost. Ever heard of Regulation Z? Well, its just one of the amazing laws that let you beat the banks at their own game. In fact, it made me an extra $40,000.00 on one single deal because I said these magic words to the bank. It really legally works!

And we will reveal a special “secret source” system that; at no upfront cost to you will scan your mortgage documents for violations that turn the tables on the banks:

• NOT a brain-dead loan mod
• NOT a frustrating short sale – and why this is WAY more profitable
• Stop a foreclosure dead in its tracks so the bank won’t touch it
• Turn high adjustable rates into obscenely low fixed rates
• Boost your rental income by 150% or more
• Reduce your first mortgage by 50% or more—or else the Court grants you free and clear title!
• Keep your properties – stay in control
• How to sell for a fatter profit than a short sale… if you choose
• Clean up your mortgage mess. Kick back and watch your future empire grow before your very eyes
• Best of all, Its super easy all done for you

For this special call I have I have invited a good friend and successful Real Estate Investor and Wall Street “insider” that you will be excited to hear from. We have shared the stage as speakers since 2003 and he even ate dinner with my family on a speaking cruise to Hawaii! A former Wall Street insider, he bought his first home in 1996 for only $100 down, and made millions since.

But Thanks to the special source he will reveal to you, he turned his around properties to positive equity and gobs of cash flow. And even in this market he can sell. And best of all, this source does all the work for you! And this is not pie-in-the-sky stuff. This is a solid lawful process done every day behind the scenes special deals being made with banks you won’t hear on the news! And best of all, there is no upfront charge to get your mortgage situation evaluated.