Category: Kathy Kennebrook Specials

Pre-Paid Legal:
The Tool Every Investor Must Have
©2008 by Wendy Patton

In your investing career how many times have you thought to yourself, “I’d like to have an attorney look at this but I don’t want to spend the money?,” or “I think this is the law, but it would be nice if I could ask an attorney to find out for sure?”

As Real Estate Investors it would be nice if we could have an attorney at our disposal whenever we needed one. One that could help with contract questions, tenant disputes, contractor issues, asset protection, and so on. In reality, we would need many attorneys to cover all of these different areas. But potentially, that could get very expensive.

Here is another question for you: How many times have you known you should have an attorney look at something but didn’t want to incur the expense so you just risked it? If you are lucky it didn’t come back to bite you, if you were unlucky you ended up paying the cost many times over and you have vowed to NEVER get into that position again.

The expression “An ounce of prevention is worth a pound of cure” definitely applies when it comes to legal protection. Beginning investors especially are vulnerable, due to both lack of funds and lack of experience in avoiding pitfalls.

If you have been smart enough to make use of an attorney have you cringed at the size of the bill you received? $50 to get one quick question answered?

Fortunately there is an excellent solution for us, it’s called Pre-Paid Legal. For a small monthly fee – with no contract required – we can get access to a battery of attorneys. How small is the monthly fee? Right around $25 bucks a month!

How can you use this as an investor?

For starters, you can make unlimited phone calls to have your legal questions answered and receive legal advice. How useful is that? Think about how many different ways you can use that when you are buying or selling investment deals, or even for your personal life. For example, let’s say a tenant calls you and says their apartment was broken into and wants you to fix the front door. Tenants speak in code, and more often than not, when a tenant says their apartment was broken into it really means they locked their keys inside and didn’t want to pay the fee for you letting them back in so instead they kicked in their door and claimed someone broke in.

A quick call to Pre-Paid Legal and the attorney may advise you to have the tenant file a police report and have you insist on seeing the police report before the door can be repaired or have the door fixed at their expense if they fail to provide the police report. Tenants know that filing a false report is a crime so they’ll probably think twice about following through.

Pre-Paid Legal can also write letters on your behalf. When people or businesses receive a letter from an attorney on your behalf they know that you have an attorney at your disposal and will not be easily pushed around. This can be very useful when dealing with unscrupulous contractors, for example. I have had my share of great contractors but I’ve also had to deal with some who try to take shameless advantage. If you have a contractor who consistently doesn’t show up at the job site to get their work done this costs you a lot of money in delays. A quick letter from your attorney will probably be all of the prompting that contractor needs to start showing up and getting the job done.

Or what about if the contractor underbids the job and then tries to bill you extra for their mistake? Most people end up paying this type of bill, pretty much knowing they are being taken advantage of but not knowing what they can do about it. A letter to the contractor from your attorney will let that contractor know they aren’t going to be able to take advantage of you. If a contractor tries to bill you just an extra $600 for a job, that would pay for your Pre-Paid Legal costs for 2 years!

Here is something that most people don’t know. When you buy a house the purchase agreement you sign is in no way a standard document. Purchase agreements aren’t written out by each state and then required to be used in each transaction. It doesn’t work that way. Every real estate company has their own purchase agreement, any private transaction outside a real estate company will have a unique purchase agreement. Once you sign that purchase agreement you are bound to it. How would you like to be the buyer of a house where you have to pay the seller’s unpaid property taxes for the last five years because it was written into the purchase agreement?

Too many of us don’t want to spend the money to have an attorney review a contract. We just risk it instead. Pre-Paid Legal will review an UNLIMITED number of personal documents for you, up to 10 pages each. Plus they will review one business document once a year at no extra charge. Talk about peace of mind and power!

Those are some of the common uses we as investors have for Pre-Paid Legal. Those types of things are integral to our business and we would use them on a regular basis. Pre-Paid Legal offers a whole lot more benefits than that for our small monthly fee. I won’t go into them all but here are two critical ones.

If you or your spouse is named as a defendant or respondent in a civil or criminal action you receive 75 hours of paid attorney time, and it increases by another 75 hours for each year you renew, up to a total of 335 hours of pre-trial and trial time. That’s enough for almost every trial except O.J. Simpson’s! God forbid that this should ever come to pass, but what a wonderful safeguard to have.

The other critical service Pre-Paid Legal offers that I wanted to mention is that if you are ever audited by the IRS, which seems to happen more to us investors than the average person, you receive 50 hours of paid attorney time. Facing the IRS without the support of an attorney just isn’t something you want to do.

Do you have your will done? No? You are not alone; 80% of our country does not have a written will. Pre-Paid Legal will do your will at no charge and your spouse’s, or significant other’s (if living together), for an additional $20. Stop putting it off. You need to get your will done. It is free now so there are no excuses.

If you are a seasoned investor, I have probably already mentioned at least one thing that has happened to you where you would have benefited from an attorney’s assistance (hopefully not too much more than one thing!) If you are a beginning investor, I can pretty much guarantee to you that at some point in your investing career you are going to NEED an attorney. There will be plenty of times when it will be to your benefit to make use of an attorney, but there will be at least one occasion in your investing career where you will NEED an attorney.

As Real Estate Investors, when we buy and sell houses, we often make use of Realtors™ and mortgage brokers on our transactions. Each time we do, they get paid for their work, usually a percentage of the cost, which amounts to thousands of dollars. If you could retain a Realtor™ and a mortgage broker for $25 bucks a month to take care of you wouldn’t you jump at the chance? Here’s the thing, attorneys charge MORE than Realtors™ or mortgage brokers! I recommend Pre-Paid Legal to every investor I know because it’s such a great deal and I make use of it myself and I know Kathy Kennebrook both uses and recommends Pre-Paid Legal as well.

To sign up for Pre-Paid Legal or to find out more please visit: www.chooseyourlegalplan.com or call Kathy Kennebrook at (941) 792-5390.

Court TV has profiled Pre-Paid Legal this year. Click HERE to find out the details.

For more information on Kathy Kennebrook’s many products for the Real Estate Investor, visit her website at marketingmagiclady.com

Legal Benefits for Real Estate Investors
by Wendy Patton
© 2008 by Wendy Patton

Pre-Paid Legal is one of the most overlooked, yet beneficial tools for the Real Estate Investor. There is no question that investors need quality attorneys that are available to answer unlimited questions on any subject matter, i.e., real estate questions, taxation, interpretations of laws and usury rates, just to name a few.

As a full time Real Estate Investor Pre-Paid Legal is not only an outstanding tool, but also a necessity. If you have never needed legal representation for your investing business or for yourself, believe me it is just a matter of time. Buying property in this day and age can most certainly be a liability in every sense of the word. The word “Attorney” puts a certain feeling of uncertainty and fear into our very being. Not many of us like to call an attorney for advice or help of any sort, as we know upfront, the charges we incur can be astronomical. This puts many of us in a quandary of whether we should spend the money for attorney fees or to take the risk of not having council, by doing without the cost or expense and unfortunately without the professional assistance that we might need or require. Many of you have heard of Pre-Paid Legal but really know very little about how it can help you in your business.

In many states throughout the country Pre-Paid Legal offers a plan that is called “The Home Based Business Rider”. This Rider attaches to the “Expanded Family Plan” and in combination enables the investor and his family to have the benefits that I have listed below.

1. Unlimited questions answered for business or personal matters.

2. Three letters drafted per month on behalf of your business. Unlimited calls or letters made for you and your family. * One per subject matter.

3. Up to three initial debt collection letters written per month on your behalf for your business.

4. You can have three contracts or documents up to fifteen pages in length, per month, reviewed by your provider law firm.

5. Also included with your Business Rider is unlimited small business consulting service through GoSmallBiz.com

6. Included in your coverage with the “Expanded Family Plan” is pre-paid trial protection that is included as part of your membership. This benefit grows each year you stay a member with Pre-Paid Legal totaling up to 335 hours by your fifth year.

7. Automobile representation for you and your family no matter where you had the accident or the ticket occurred.

8. Have your Last Will and testament and your Living Will created as part of your family plan benefits. If you already have these important documents in place then they can be updated free of charge with your membership.

9. As part of the business rider you will have consultation service for your small business. This service is provided free as part of your membership through www.gosmallbiz.com

There are many more benefits for members of Pre-Paid Legal Services. What I have listed above encompasses some of the more significant benefits for the Real Estate Ivgftnvestor. For only $39.50 per month is there any question why an investor would not want or need this type of coverage and representation?

If you are interested in hearing more about how Pre-Paid Legal can save you and your family money and grief, then feel free to call Kathy Kennebrook at 941-792-5390. If you like what you are reading and you want to get signed up now then go to, www.chooseyourlegalplan.com. Kathy Kennebrook uses Pre-paid legal as an integral tool in her real estate investing business just as I do in mine.

I wish each of you all the best. I am confident that you will find a tremendous asset and tool for your business in Pre-Paid Legal Services. Just go to www.chooseyourlegalplan.com to sign up today.

For more information on Kathy Kennebrook and the products and services she offers for the real estate investor, be sure and visit her website at marketingmagiclady.com

Kathy Kennebrook believes that in a credit driven economy you need to be able to maintain a good credit score. But improving a poor credit score or increasing a good one takes specific steps which Kathy Kennebrook has outlined in her new product for the real estate investor

Guerilla Tactics To Boost Your Credit Score-Insider Tips To Survive A Credit Driven Economy was created to provide you with the tools and strategies you need to survive and prosper in an economy where credit score affects so many facets of your life. The difference between having bad credit and great credit can mean thousands of dollars over your lifetime. This innovative Guide will show you:

● How credit scores are calculated

● Strategies to boost your credit score 100-200 points

● How credit scores impact your life

● What factors affect credit score

● How a low credit score can strangle your financial future

● Little known secrets that can hurt or help your credit score

● Keys to winning disputes with Credit Bureaus and Creditors

● Tips for protecting your Identity and personal privacy

● Survival strategies to reduce negatives and improve positive credit

● Credit Monitoring and Credit Repair- the good, the bad and the ugly

● How to receive a free credit report

● How to use Fraud Alerts to repair credit

● How to use Credit wisely

AND so much more!! This 2 CD set including audio and transcript was designed to help you improve your credit score, protect your identity, learn the insider secrets to credit scoring and teach you how to use credit wisely. As long-term entrepreneurs, authors and trainers, Kathy Kennebrook and Dr. Stefan Kasian share a vast wealth of “guerilla tactics” that will help you survive and prosper in a credit-driven society by learning how to track, review and correct credit errors on your credit reports.

For more information on this important product and Kathy Kennebrook’s many tools for the real estate investor, visit Kathy Kennebrook’s site at marketingmagiclady.com.

Kathy Kennebrook has put together a brand new product to help you to increase your wealth even more by investing in precious metals like gold, silver and platinum.

Kathy Kennebrook’s new product-Precious Profits in Precious Metals-Secrets to Leveraging Your Wealth was created to provide you with an overview of how and why you should invest in precious metals. This investing technique seems to be a well kept secret and Kathy Kennebrook is sharing those secrets with you so that you can take your investing strategies to the next level and increase your wealth.

This Innovative Practical Guide includes valuable information on:

● What precious metals are and why you should invest in them.

● What types of precious metals you should invest in

● Why adding precious metals to your portfolio is a good investment strategy

● How precious metals perform in an up and down market

● How and where to purchase and hold precious metals

● Where to get even more education on investing in precious metals

● Whether to hold precious metals long-term or short-term

● How to hold and trade precious metals short-term

● The difference between investing in bullion and collectible coins

● How to purchase precious metals in your IRA and why you should

● How investing in precious metals provides a hedge against inflation and recession

● The history of precious metals investing

● Why Real Estate Investors should diversify their portfolios to include precious metals

● Creating a plan for investing in precious metals

And much more! This 2 CD set including audio and transcripts was designed to help you diversify your investment portfolio and provide ideas and strategies to increase wealth by investing in precious metals. As a long-term entrepreneur, author, and Real Estate Investor, Kathy Kennebrook has unleashed a wealth of information to set you light years ahead toward meeting your investment goals and increasing your wealth.

Kathy Kennebrook uses this technique in her own business as an additional source of income. Kathy totally believes in diversifying your portfolio in order to take advantage of all kinds of income streams.

Check out this product and all of Kathy Kennebrook’s real estate investing products at her website marketingmagiclady.com.

Kathy Kennebrook continually gets e-mails and calls from her students all over the country regarding contracts and other legal questions. For this reason Kathy Kennebrook wanted to share some important information you need to know in order to “bullet proof” your Real Estate Investing Business.

Kathy Kennebrook is including with this article a link to information about a legal service that she feels you must have in order to help you to achieve the success you deserve. It is unfortunate that today we live in a very litigious society, and investing in real estate makes you far more likely to end up in a legal situation than your average American citizen.

Kathy Kennebrook explains how this service can help you: Each state has different specific requirements for rentals, evictions, contracts, lease/options, agreements for deed, land trusts and other documents that are important to your real estate investing business.

With the purchase of Kathy Kennebrook’s Marketing Magic system, you are entitled to support both for your marketing and for your deals. What you will not receive from her is legal advice since she is not an attorney, however Kathy Kennebrook always recommends that you have your contracts and documents looked at by an attorney in your local area. But having an attorney review each document can be very expensive.

Kathy Kennebrook has a way that you can afford to do this that is very reasonable! For $26.00 or less per month (depending on your state) you can have an attorney at your fingertips to review documents and agreements, and answer legal questions about real estate or any other business or personal matter you may have including traffic citations. In fact they will also prepare your will for you if you don’t have one and review yours if you do. This service will get you the legal advice you deserve at a price you can easily afford!

This service is called Pre-Paid Legal Services, Inc. Kathy Kennebrook has personally had this service for over seven years. Not only has it more than paid for itself over that time, it has given her a tremendous sense of peace of mind and confidence in running her real estate business and in her personal life. It has saved Kathy thousands of dollars over the time she has had it and she can’t imagine how anyone would want to be without it.

Think about it, you have medical insurance for illness, car insurance for accidents, why would you not have legal insurance for all kinds of things that can happen to you both in your business and personal life?

Please visit Kathy Kennebrook’s website to check out this wonderful service and see how it can help you in your real estate investing business and your personal life at: chooseyourlegalplan.com. You can review all the services they offer and sign up on-line if you’d like.

Kathy Kennebrook highly endorses this service and feels that Pre-Paid Legal Services, Inc. coupled with your Marketing Magic System is an unbeatable combination!

(It’s also an awesome business opportunity if you’re looking for one)

P.S. As a bonus, if you sign up through Kathy Kennebrook or her website you will receive her Personal Path to Prosperity Course absolutely FREE! This is a $99.00 Value that will answer many of the questions you have about real estate investing.