Delete Inquiries On Your Credit Report By Kathy Kennebrook

Delete Inquiries On Your Credit Report
By Kathy Kennebrook

Like it or not, having inquiries on your credit report can get you turned down for a loan approval or a credit card. You have no idea how many times banks will write a rejection letter saying that you were turned down for a credit card “because of excessive inquiries.”

No matter what a creditor tries to convince you of otherwise, inquiries DO lower your credit score. Granted, some mortgage companies, for example, only consider your most recent inquiries for past 3-6 months. The more you have, and the more recent you have them; the more your credit score is lowered. And a lower credit score also means you will end up paying a higher interest rate on your credit lines, which could cost you thousands of dollars over time.

In fact, many business and personal credit line services that specialize in obtaining credit lines for their customers won’t even touch you if you have more than 2-3 inquiries per bureau.

But how do you delete credit inquires? The bureaus may tell you the propaganda that inquiries cannot be deleted, they are permanent, and stay on for months, even years. But this is simply not the truth. There are specific ways to remove credit inquiries the bureaus don’t want you to know about.

Write the Credit Bureaus a letter. If a credit inquiry is truly unauthorized, they will have to contact the creditor and ask for them to prove the existence of the inquiry. Most will not have the time, or documentation to prove it, and the inquiries will just fall off. Beware of disputing inquiries pertaining to an open credit line. These could cause you problems. But if inquiries resulted from “shopping” for credit, these are fairly easy to remove.

You could file a fraud alert and dispute credit inquiries as fraudulent. Be careful of this as well, as your file will then be very closely scrutinized by higher paid credit bureau staff, which can be to your disadvantage.

“Bump” your inquiries off with TransUnion. For example, subscribe to a credit monitoring service such as that allows you to check your credit daily with updates. These updates are “soft pulls” on the TransUnion bureau. They don’t count as credit inquiries that other people see that would affect your score, but they are added to the record. Enough of these soft inquiries maxes out the record, and eventually bumps off the credit inquiries seen by all. It takes approximately 60 soft pulls. But you can cut the time in half by subscribing to multiple services that allow you to check credit inquiries daily.

Note that deleting credit inquiries years ago was much faster and easier than now, as bureaus have tightened up in their practices. TransUnion appears to be the most difficult to work with at this point in time, and takes the longest to see results by mailing letters. Equifax and Experian are pretty fast by comparison.

You can also hire an expert to delete credit inquiries for you. You may pay as much as $150 or more per inquiry to an attorney for deletion but the money you would pay an attorney would be quickly recouped by the credit lines you could get approved for after the credit inquiries were deleted. No provider can guarantee all inquiries will be deleted, rather, on a “Best efforts” basis.

Some experts use proprietary online and offline tactics to get inquiries deleted quickly and professionally. Their costs are some of the most reasonable and they are very responsive and professional. This should give you a better overview and more hope for your credit report.

Although the bar has risen for credit, banks still have plenty of money to give you, and if you can tap this vault, you will have an advantage that will help you make a fortune because you can buy assets at such an incredible discount. Getting credit inquiries deleted and getting the credit lines you need to survive and prosper in this economy can make all the difference to your success.

For more information simply go to Kathy Kennebrook’s website at and check under Kathy Kennebrook Products for Guerilla Tactics To Improve Your Credit Score, You’ll be glad you did.

Marketing Webinar With Kathy Kennebrook

This thursday’s webinar is one you won’t want to miss. I’ll
have on the “Marketing Magic Lady”. She has that title because she
knows how to market to get ANYTHING SHE WANTS when it comes to real
estate. The neat thing is she’s agreed to reveal some of her best
kept secrets. Don’t miss out. If you haven’t already register…ed,

sign up now –>

This is one training you can’t afford to miss. Remember, no marketing
equals no deals!

New Lead Lists For The Real Estate Investor By Kathy Kennebrook

From The Desk Of Kathy Kennebrook

Due to the current real estate climate and the banking industry, you should consider adding a revenue stream that allows you to work directly with a motivated seller. The fewer people involved in the transaction, the easier your life is going to be. Short sales and foreclosures offer opportunity but they aren’t the easiest. It takes time to learn the ins and outs and develop relationships with the banks and processors. Plus you have to wait for these transactions to close. Why not add another revenue stream that will bring cash now to your pipeline of deals?

We have been working with US Lead List for a while now (since 2007) and if you haven’t tried their “Inherited Properties” list, now is the time. The new Fall list has just been released. Theirs is a very targeted direct mail list that has a quick learning curve. Lance and Terry have provided some testimonials from first time buyers that you should find interesting.
Received September 8, 2010
You guys are great! My partner and I purchased our first list (Spring 2010) from you and after the 1st mail out we got a deal!

It was a net profit of $15K and we are very excited about your lists. Terry thanks so much for sharing marketing tips on how to work the leads because it worked! I’m looking forward to buying more leads from you!

Lolita Sheriow
Received October 6, 2010
I have struck GOLD again with your list! I purchased those leads (Summer 2010) and after the first mail-out I contracted a deal! The leads are great and the letters work, thanks again Lance and Terry!

Lolita Sheriow

One more testimonial (Dave has already purchased the Fall list):
Received September 13, 2010
Your summer mailing list produced my first deal from ANY mailing list I’ve used so far. I just closed on it last Thursday- $112,500 purchase price, $33k repairs, and ARV around $200k. Although it was my second mailing, it was the first list I had in my hands the day it was released. I didn’t get my spring list from you until a month or so after it was released. Count me in for the fall lists for both of my areas.

We already started fixing up the property and hope to have it on the market by mid-October. Many thanks to you and your list service!

Dave Laub

The thing is, this is a great list that is brand new every quarter providing you with a consistent flow of leads. You are never obligated, you just buy the names you want when you want. They also limit sales in your area for your success. They provide great customer service including a private consultation with your initial purchase.

This is another avenue for finding properties at discount, so give them a call today at 866.711.1688 or visit for a free quote.

We have negotiated a group discount so remember to mention “Kathy Kennebrook” when you contact them.

Here is one more testimonial from a first time buyer that blows everything else out of the water. Read this and then contact Lance and Terry to see if you area is still available.

After doing some research on direct mail marketing for my real estate business I came across US Lead list. I spoke with Lance a number of times before actually purchasing the list, but at this point I am definitely glad I decided to give them a try. After sending out my first round of mailers I was able to get an inherited property in need of some rehab under contract for a ridiculously low price. My company intends to rehab the property and resell it and when the project is complete we should conservatively have a net profit of over $150,000. I will definitely be purchasing lead lists from these guys for a long time to come.
I’ll send you the HUD closing statements for the project when it’s complete just in case people doubt the validity of it.
Tucker Merrihew

What is amazing is that every one of these investors was a first-time buyer and US Lead List delivered! Contact them today at 866.711.1688 or visit, the Fall list is brand new and waiting for you.

Make sure to tell them Kathy Kennebrook sent you to get the special discount I have arranged for you!!

Protect Your Assets and Receive Free Bonuses

From the Desk of Kathy Kennebrook

Pre-Paid Legal is one of the most overlooked, yet beneficial tools for the Real Estate Investor and Business Owner. There is no question that investors need quality attorneys that are available to answer unlimited questions on any subject matter, i.e., real estate questions, taxation, interpretations of laws and usury rates, just to name a few. Because I feel so strongly about Pre-Paid Legal I am offering two special bonuses (listed below) when you join today!

As a full time Real Estate Investor Pre-Paid Legal is not only an outstanding tool, but also a necessity. If you have never needed legal representation for your investing business or for yourself or any other business you may own, believe me it is just a matter of time. Owning property in this day and age can most certainly be a liability in every sense of the word. The word “Attorney” puts a certain feeling of uncertainty and fear into our very being.

Not many of us like to call an attorney for advice or help of any sort, as we know upfront, the charges we incur can be astronomical. This puts many of us in a quandary of whether we should spend the money for attorney fees or to take the risk of not having council, by doing without the cost or expense and unfortunately without the professional assistance that we might need or require. Many of you have heard of Pre-Paid Legal but really know very little about how it can help you in your business.

In many states throughout the country Pre-Paid Legal offers plans that cover many of the concerns you may have as a business owner or individual. This Rider attaches to the “Expanded Family Plan” and in combination enables the investor and his family to have the benefits that I have listed below.

1. Unlimited questions answered for business or personal matters.
2. Three letters drafted per month on behalf of your business. Unlimited calls or letters made for you and your family. * One per subject matter.
3. Up to three initial debt collection letters written per month on your behalf for your business.
4. You can have three contracts or documents up to fifteen pages in length, per month, reviewed by your provider law firm.
5. Also included with your Business Rider is unlimited small business consulting service through
6. Included in your coverage with the “Expanded Family Plan” is pre-paid trial protection that is included as part of your membership. This benefit grows each year you stay a member with Pre-Paid Legal totaling up to 335 hours by your fifth year.
7. Automobile representation for you and your family no matter where you had the accident or the ticket occurred.
8. Have your Last Will and testament and your Living Will created as part of your family plan benefits. If you already have these important documents in place then they can be updated free of charge with your membership.
9. As part of the business rider you will have consultation service for your small business. This service is provided free as part of your membership through

There are many more benefits for members of Pre-Paid Legal Services. What I have listed above encompasses some of the more significant benefits for the Real Estate Investor or business owner. For as little as 25.00 per month is there any question why an investor or business owner would not want or need this type of coverage and representation?

If you are interested in hearing more about how Pre-Paid Legal can save you and your family money and grief, then feel free to call Kathy Kennebrook at 941-792-5390. If you like what you are reading and you want to get signed up now then go to, I personally use Pre-paid legal as an integral tool in my real estate investing business and in my personal life and my membership has paid for itself over and over in the last 8 years that I have had it.

I wish each of you all the best. I am confident that you will find a tremendous asset and tool for your business in Pre-Paid Legal Services. Just go to to sign up today.

I feel so strongly about this that I am going to include 2 special bonuses absolutely FREE for you just for joining Pre-Paid Legal before August 30, 2010

Bonus Number One- Your Personal Path to Prosperity CD Set by Kathy Kennebrook Valued at $69.00. You will learn how to “Choose Your Road To Wealth”, how to manage your time more efficiently, Uncover the secrets to finding sellers no one else knows about, How to make a fortune Buying and Selling Vacant Land, How to Run Your Rental Business on auto-pilot and much more.

Bonus Number Two- Precious Profits in Precious Metals CD Set by Kathy Kennebrook Valued at $99.00. You will learn what precious metals are and why you should invest in them, Why adding precious metals to your investment portfolio is a wise choice, whether to hold precious metals long term or short term, how to quick turn precious metals, the history of precious metal investing and much more.

You will receive these two bonuses valued at $168.00 absolutely FREE when you sign up with Pre-Paid Legal today, this is my personal gift to you just for joining!!

For more information on Kathy Kennebrook and the products and services she offers for the real estate investor, be sure and visit her website at While you are there be sure and sign up for her monthly newsletter. When you do you will receive an additional 149.00 in real estate investing tools absolutely FREE!!

Get All The Money You Need To Fund Your Deals By Kathy Kennebrook

Proven Strategies- Where To Get The Money You Need To Fund Your Deals and Your Business In This Economy

Do you suffer from these symptoms of credit crunch?

1.Its harder for your buyers to get a mortgage loan
2.Your private money lenders have lost money and are scared to loan you
3.Banks and hard money lenders are asking for a huge down payment which is hard for you to come up with
4.Your cash flow is tight because you do not have enough working capital to support your business while you wait for your real estate deal to come through
5.The bank cut back on your credit lines, or worse, your credit score is not high enough to get you more credit

If you’ve answered yes to 3 of the 5 questions, chances are you are suffering from the credit crunch and you don’t need to. You are not alone!

Look, its not your fault if you are in this situation, this economy is a deliberate, carefully-calculated time bomb. There is a secret formula guarded by the elite few that can get all the money they need, on command, in any economy.

And we will reveal it because we are sick and tired of the entrepreneurs having to be kept in the dark:

•Avoid the embarrassment of begging friends, family, or private lenders for money
•No more humiliation of getting rejected by people who won’t loan you money
•How to get big fat credit lines that don’t report to your personal credit bureaus
•A financial safety net that never fails you – better than “cash” because money in the bank can actually lose value in a falling economy and hurt you
•How to get credit with no personal guarantees or personal liability
•Top 3 mistakes most entrepreneurs make when trying to get credit
•How you can get up to $150,000 or more easier than you think

Tune into for our one time only 57 minute Tele-seminar on Tuesday February 16, 2010 at:

6 PM Pacific
7PM Mountain
8 PM Central
9:00 pm Eastern

to learn all the secrets you need to get the money !

For this special call I have I have invited a good friend and successful Real Estate Investor and Wall Street “insider” that you will be excited to hear from. We have shared the stage as speakers since 2003. A former Wall Street insider, he bought his first home in 1996 for only $100 down, and has made millions since.

He understands the daily money challenges you face – In fact he suffered cash-flow shortages and a medical emergency that ruined his credit and nearly bankrupted him.

Then he discovered an elite system to get all the money he and his clients need to get all the money their businesses need to weather this economic storm.

I have personally used this technique and very easily acquired new credit lines for two of my businesses!! You can’t afford to miss this call!

Simply call us at 941-792-5390 to reserve a spot on this amazing call! Or e-mail me at to hold your place. Space is limited so reserve your spot now!

Make sure you put this date on your calendar and dial in a little early since we only have a limited number of lines.

Your economic survival and prosperity depends on this call.